A note on Stellar Lumens and XRP

Just looked into these cryptos and yes, they add value but they are short term focused and I couldn't care for them. They simply facilitate the transaction of current currencies, increasing liquidity and reducing fees, which does add value, however isn't very forward looking. A move towards a global decentralised currency is what we need in the long-term, which is why I get so excited about projects like Monero, Bitcoin Cash, Litecoin (I like Monero the best) . Am I missing something about XRP and Stellar or are they just what I described?

submitted by /u/ansarinator_421
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