At what quantity should I take my btc off of the exchange?

My exchange charges 0.0005 btc for withdrawal and I am very poor so I buy little amounts of btc each month. At what point should I take my btc out of the exchange into my hardware wallet? If I do it too frequently I would pay unnecessary fees and if I wait too long the exchange might become vulnerable and I might lose it all. Currently the transaction cost is 1% of the btc portfolio I hold in the exchange.

submitted by /u/Suspicious-Wallaby12
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