How to add funds to Monero for dummies?

Hi guys, I am really dumb and I need someone to please explain to me in very basic English how to use Monero — for someone who knows NOTHING about cryptocurrency or any of this. I am just an idiot civilian who knows how to use my online banking — I know how to send e-transfers and use PayPal and write checks.

How do I simply move money from my bank account or credit card into my Monero account so that I can send Monero to someone? Can you please give me a simple, clear, step-by-step guide?

Every answer I’ve found so far includes a bunch of other terminology that I do not understand.

Thank you so much in advance

submitted by /u/Snoo72773
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