We aren't the only community to lose precious cargo in boating accidents, but the meme makes more sense for Monero than it does for firearms or Bitcoin.
When someone claims to have lost firearms, there are physical objects to be searched for that might be difficult to hide. And when a person claims to have lost Bitcoin, the bad guys could point to the blockchain and say, 'Well we know you have 5 BTC in X address!" But because Monero obfuscates amounts and addresses on the blockchain, Monero users can most credibly make the claim, "I lost all my Monero in a boating accident."
I hope you like the design, and I hope you'll come check out the rest of what we have to offer at Club Monero!