I want to deposit monero in an exchange, convert to usd, and then acl to my bank account in one step. I don't want to monkey about converting to usdt and then shuffle it to coinbase incurring fees and taking extra hops.
Binance.us – DOES NOT HAVE MONERO
Kraken – DOES NOT ALLOW MOST US STATES
Which exchange has all of these concurrently:
2) bank account automated clearing house (acl)
3) in USA