LocalMonero, bank transfer, arbitration bond – 100% safe?

I'm basically trying to see if there's a catch here that I'm missing. I found a seller I'd like to use that accepts a bank transfer and their account looks good, but those can of course be bought and sold. This particular offer (and the bank account, I assume) is located in a different country than the one the seller resides in (based on a live trade offering from the same seller account). LocalMonero says that the trade is protected by an arbitration bond. My question is: What are the ways that I can get screwed on a trade like this?

submitted by /u/Cyandrank
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