Paying online

I‘m trying to find shops (physical and online) to use my XMR with. Now to my question: Do you guys buy XMR in big amounts and spend it when you need it or do you only exchange the amount you need for your purchase through exchanges? Holding XMR is very risky because you could just lose half of your funds within 24h due to XMR‘s volatility. Or do you buy stablecoins and exchange them on a dex? I‘m really new to XMR and have no clue how we could even use the currency in our daily lives.

submitted by /u/web3user
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